Module detail

SHE level	11
SCQF credit points	15
ECTS credit points	7.5
Module code	MMN330196
Module Leader	Mauricio Silva
School	Glasgow School for Business and Society
Subject	Finance and Accounting
Trimester	A (September start), A (September start)

Summary of content

This module was designed to offer students the opportunity to examine the evolving nature of the commercial banking industry, in particular lending. Focusing on recent events, trends, and issues, it will examine the asset structures and revenue earning features of commercial banks and the impact new technologies and non-bank competitors are having on their viability as businesses. Students will also study how cultural and economic trends are impacting banking products and services (and their cost and benefit features), not only changing the industry but also how society engages with commercial banking.

This module aims to develop the skills and knowledge to critically analyse, evaluate, and formulate strategies to maximise the value of a commercial bank’s balance sheet through its credit portfolio and manage its resources within regulatory constraints. It was designed to familiarise students with the process of planning and implementing strategies for commercial banking lending, including finding operational efficiencies, assessing the challenges and opportunities of new technologies, developing sales strategies to gain market share, maximising efficiencies through scope and scale, and marketing of banking products and services.

Students will apply theoretical models and financial techniques to the analysis of commercial banks’ performance and identify and measure potential issues and problems related to its lending operations. The will also evaluate the bank’s strategy in the context of ethical behaviour, social, and environmental sustainability, in cognisance with the UN SDG’s.

Module details

In alignment with GCU SfL and the general aims of both the MSc International Banking and Finance programme, and GSBS more generally, the learning outcomes of this module are delivered within a context of encouraging responsible leadership, an international perspective, and professionalism, through engaging students in the analysis, research, and discussion of contemporary, real-life issues. For students other than distance learning students, contact will normally be two hours of lectures and one hour of seminar each week.

Lectures will be used to highlight the key issues in a specific topic and point the way towards relevant journal articles and other appropriate literature. Students will be then expected to prepare for following week 's seminar on each topic by engaging in literature searches, undertaking relevant reading, and preparing responses to discursive and, where necessary, computational questions. In some cases, students will be asked to prepare work in advance of the lecture to facilitate a more interactive approach to the lecture, providing the basis for deepening professional skills, knowledge and understanding.

Seminars will be conducted in workshop format providing the opportunity for student led and group task learning, with the aim of enhancing to enhance intellectual, critical, and analytical skills, as well as common good attributes of leadership and responsibility.

In the case of Distance Learning students, course materials will include interactive prompts and opportunities for reflection to allow the students to identify and engage with important learning points and issues arising in the course material. Module tutors will also make use of podcasts to emphasise important issues and learning points or explain problematic issues that arise either face-to-face or online, to all students.

Extensive use will be made of VLE, Computer Labs and the Bloomberg terminals to enhance the learning experience and engagement of all students on the module. One

Module structure

Activity	Total hours
Lectures	22
Tutorials	0
Practicals	11
Seminars	11
Independent Learning	68
Assessment	38
Placement	0

Assessment methods

Component	Duration	Weighting	Threshold	Description
Course Work001		50	45	Mid-term class test.
Course Work002		50	45	End-of-term class test.

Academic essentials

Commercial Banking

Summary of content

Module details

Module structure

Assessment methods