Fair credit, health and well-being: eliciting the perspectives of low-income individuals
Dates: May 2015 – April 2017
Funder: Chief Scientist Office
Project PI: Cam Donaldson
Aims and Objectives
To establish, from the perspective of target communities for microcredit initiatives in Glasgow, if an association exists between the use of financial services, particularly fair-price microcredit, and health and wellbeing, and the mechanisms through which any perceived association might operate.
In particular, the research questions we seek to answer are:
1. How do low-income individuals manage their financial portfolios?
- How might the availability of low-cost microcredit impact on such financial management?
2. Do low-income individuals perceive a relationship exists between income based initiatives and health and wellbeing?
- If so, what ‘mechanisms of action’ for microcredit to impact on health might be implied from this?
- What are the subjective views of low-income individuals and expert stakeholders on the role of different types of fair credit and advice services in enhancing health and wellbeing, relative to other types of public health initiatives?
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