Insurance tips for Students at University

With nearly two-and-a-half million students planning to start or return to university this September with as much as £3,000 worth of possessions*, the Association of British Insurers (ABI) is urging students to make sure their valuables are insured and to protect their belongings against theft or damage as the new year kicks off.

  • Check your parents’ and university’s policies – it may be possible for an existing home insurance policy to be extended to cover possessions at university, or, there may be an insurance cover already in place in student halls. Check to see if there are any limits on the value of your possessions and if so, consider taking out a separate policy. If you are staying in privately rented accommodation, make sure you keep your door locked, and remember to not leave anything valuable behind outside of term time.
  • Shop around for the best deal – when it comes to buying any kind of insurance, it is always worth shopping around to find the best deal that works for you and ensure that the cover you are being offered is adequate.
  • Don’t leave valuables unattended –avoid leaving valuables like laptops unattended when you are out and about, as this increases the chance of theft.
  • Consider marking and hiding your valuables – hide your valuables at home and when your room or property is unoccupied, keep your valuables away from view. Security mark your valuables with your details or register them on, a police-supported national property register, to help police identify them if they do go missing.
  • Lock your windows and doors – if you are moving into student halls, to minimise risk, remember to shut your windows and lock the door when you are out of your room. For those moving into private accommodation, make sure your front and back doors are strong and secure, with good quality locks.