Money management and debt advice

Effective money management can make sure you can cover your study and living costs while at university.  Budgeting and seeking advice with any debts is a great start to get on top of any money worries.

Budgeting Tools

Budgeting is an essential tool to manage your money effectively and ensure you have enough funds to cover your living and study costs each month. Budgeting helps you to look at your income and outgoings and to identify any changes that can be made to make life a little easier. There are loads of great budgeting tools out there, here is just a few to get you started…


Student accounts are just bank accounts for people in higher education, that often offer additional benefits such as interest free overdrafts. Shop around to find the best offer for you.

Credit Union

A credit union is a financial co-operative which provides savings, loans and a range of services to its members. Credit unions are owned and controlled by its own members and not by external shareholders or investors, so the emphasis is always on providing the best service to its members.

All credit unions offer savings accounts and loans. Many offer a wide choice of additional products such as junior savings accounts, Christmas savings accounts, prepaid debit cards, insurance products, cash ISAs and in some cases even mortgages.