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Kalsoom is currently a PhD student in Glasgow school of Business and society. She completed her Masters in banking, finance and Risk management from GSBS where she was awarded as best Financial Services Suit student by GCU and Glasgow’s best finance student award by International Financial Services District (IFSD). Her main area of research is historical performance of British banking. Her research also focuses on the effect of changing economic conditions on bank performance and efficiency.
“Major British banking performance over the business cycle”, International journal of economic sciences (2012), (with Kumbirai Mabwe and Dr. Robert Webb)